Affordable Luxuries (UA-35978312-1)

Frequently Asked Questions & Answers

Frequently aked Questions & Answers

Q:What Is the Diamond Certified? I normally wouldn't recommend buying a Diamond that's not certified! But then again, a lot of Jewelers won't certify an I1 Clarity Diamond. It's in the lowest Clarity Range (I1-I2-I3) and some will only certify stones SI or higher. If you do buy an I1 Clarity, just know that you will be able to see inclusions with the naked eye. Some of the inclusions could look like black pepper or even cracks or cloudy spots. I would always advise buying a Diamond that's SI Clarity if price allows it.

Q:Should I buy an Extended Service Plan on the mounting?. It will come in handy if you need to get it resized, retipped, straightened, polished or cleaned. Service plans can save you a lot of money.

Q:What are the Clarity Ratings for Diamonds?

Q:What does I Clarity mean?

I Clarity diamonds…

Why? Because I Clarity Diamonds make up half the market.

The I Clarity Range has 3 Categories: I1, I2 and 13

I1 is at the high end of the I Clarity Range, while 13 is the lowest Clarity you can buy on the Market today.

One Inclusion

I1 Clarity does not mean it has 1 inclusion like some people think. I Clarity Diamonds means that it has Eye-Visible Inclusions in it.

This actually means that you can look at an I Clarity Diamond and see flaws in it. Flaws like; marks, blemishes, spots, pepper, clouds and lines. You can actually see them with the naked eye. You won't need a loupe to see them, they are that obvious. Nothing really wrong with I Clarity, just as long as you know what it is you're buying!

I Clarity Stones are pretty popular. I mean, most Diamonds have flaws in them anyway. I Clarity just has larger ones that are visible. Like People, we have birthmarks, moles, freckles that identify us. I Clarity Diamonds are no different. Diamond Flaws can look like big cloudy areas, black spots, or some flaws even look like huge cracks or chips. If you look at a Diamond, from the top down, and see things inside of it, it's an I Clarity Diamond... no question there!

Q:What is SI Clarity?

SI Clarity means:

Slightly Included

Some also say, Slight Inclusions or Small Inclusions. They all pretty much mean the same thing. SI Clarity has small inclusions in it, it's slightly included!

SI Clarity…

 is the most popular Clarity rating in the World. It's a great diamond to purchase, and you get a great looking stone for the price!

Microscopic Flaws

Slightly included means that there are tiny imperfections or flaws in the Diamond. Most of these flaws are microscopic.Things like: Clouds, Pin Points, Carbon Spots, Feathers, and Crystals. There could also be things outside the Diamond like: Breaks and Chips, Fractures, Polishing Marks, Naturals, Trigons, Bearding, and Scratches. Don't worry aThbout knowing what all these mean, just know that they are small identifying marks in the Diamond (like birthmarks or freckles) when viewed at 10X (or 10 Powered magnification) that help determine its Clarity rating.These imperfections actually crystallized in the Diamond millions of years ago. Inclusions are unique in Diamonds just like snowflakes are in Mother Nature. No two are alike!

Q:What are diamonds simulates?

While the appearance of diamond stimulants is similar to that of natural diamonds, they are not diamonds. Common diamond stimulants include glass and cubic zirconia (CZ), both of which are completely unrelated to diamond at the atomic level. Stimulants are, of course, less expensive than the real thing. They allow consumers to enjoy the flash and dazzle of diamond-like jewelry and to inexpensively compliment the latest fashion trend. But no matter how convincing the illusion, all diamond stimulants have optical and physical characteristics that can be identified by a trained gemologist.

Q:How can I tell moissanite apart from a diamond?
Synthetic moissanite is a diamond simulant with properties much different from those of diamond. An experienced gemologist will be able to distinguish between the two. If there is any doubt, the stone can be sent to a qualified independent laboratory for identification.

Q:Is Mossionite natural or synthic ?                                                                                                                                     Moissanite gems provide consumers with an affordable, high quality alternative to diamonds. The overall characteristics and appearance of moissanite closely mirrors that of a genuine diamond. Gemologists must use specially designed equipment to distinguish moissanite from diamonds. Nobel Prize winner Dr. Henri Moissan discovered the mineral silicon carbide in 1893 while examining samples from a meteor crater in Canyon Diablo, Arizona. In 1905, the mineral was named in his honor. Prices of moissanite stones are a fraction of the price of diamonds of comparable size and quality. A moissanite crystal does not possess the natural flaws inherent in diamonds resulting in a strong, durable gemstone.

Q:What does pave’ mean?                                                                                                                                                  

The pave ‘setting looks like a continuous surface of diamonds, but is really only made up of small diamonds set alongside each other into little holes; their surfaces nearly level with the setting. Tiny beads are made from the surrounding metal to hold the diamonds in place. So what happens is that it becomes difficult to distinguish one stone from another, making you think the ring has a larger stone than it really does.

Q:How is an illusion setting made?

The diamonds are mounted to a mirror-like plate before being set into the band, making it seem larger, with more brilliance. The only downside is that the repair can be a little difficult.

Q:What is a bezel setting?

A bezel is a metal cup with the edges of it rolled down to hold the diamond or gemstone in place. The bezel setting will make the diamond or gemstone look larger.

Q:What are the 4 C’s used to rate diamonds?

Color: Contrary to popular belief diamonds are not truly colorless, but it is the colorless, or sometimes called the white, which are diamonds that other shades are judged against. The diamond is defined by a grade, starting at (d-e-f) which is colorless going up to (s-t-u-v-w-x-y-z), which is a tinted diamond, usually visibly yellow to the naked eye.

Irradiation and heat treatment can turn a brown and yellow diamond into a colored beauty; this color is usually permanent and more effective than older techniques that were once used. A naturally colored diamond is more expensive.

Clarity: This term is used to describe the clearness of the diamond; to find yourself a rock with perfect clarity is rare and expensive. Clarity tells you whether your diamond has flaws present or if they are absent. The categories your diamond could fall into are:

(F) Flawless – no internal or external inclusions.

(IF) Internally Flawless – no internal inclusions, slight external inclusions.

(VVS1 & VVS2) which means Very, Very Slightly included.

(VS1 & VS2) which means Very Slightly included.

(SI1 & SI2) which means Slightly Included.

(I1, I2, I3) which means Inclusions are obvious.

Cut: This tells us about the shape and proportions of a diamond. The cut of a diamond is essential to its beauty. If the cut is poor, even if the color and clarity are superb, the diamond will lack that famous sparkle they are known for.

Carat: This tells you how much your diamond weighs.

(ct) is the weight of a single stone.

(ct TW) refers to the Total Weight of multiple stones.

(points) refers to the carat definition for a smaller diamond.

There are 100 points in a carat, so an 0.25 carat stone would be 25 points (1/4 carat)

(Diamonds 4 C’s … Color, Cut Clarity and Carat)

Q:Is the difference between Zircon and Cubic Zirconia and real they real?

Zircon is a real gemstone that ranges anywhere from Brown and red to colorless and is sometimes used as a diamond substitute.
It should not be confused with Cubic Zirconia
Cubic Zirconia is manmade and due to durability and other reasons has remained as the most popular diamond replacement since roughly 1970


Q:What is Moissanite?


Moissanite is extremely rare in nature; most naturally occurring forms are too small for practical use in jewelry. It's easy to synthetically reproduce. It is used in jewelry; Moissanite is marketed as a diamond substitute. It has a higher refractive index than a diamond, and generally falls in the I-J-K area of the Diamond Grading Scale. As an industrial material Moissanite is a superconductor of both heat and electricity, making is valuable for electronics manufacturing.
Q: Why do we wear jewelry?

A:There are various reasons why people wear jewelries and one of this as a form of identification.Jewelry is used as a form of personal beautification. It is may be a necklace, earring, ring or bracelet. It can also be a brooch that is clipped on clothes. Most jewelry is made of special and valuable gemstones like diamond and rubies. It can also be designed from precious metal and shells. Both men and women use jewelries for adornment and personal enjoyment.Evidence showed that men have been around history dating as far as 6 to 7 million years back. This was a discovery made recently based on a skull found in Central Africa. It was also discovered that jewelry, on its basic form, has been used by men as far as history is concerned.These jewelries from ancient history were found to be in the form of teeth, bones, stones and wood. Way back, it was believed that jewelry was used for practical reason like fastening clothes. However in modern times, jewelry is used for the main purpose of artistry and beauty.Jewelry is equivalent to wealth especially in the form of precious gold and gemstone. Only wealthy people can afford this. In the many different cultures, jewelry is a display of a person or a clan's financial status.In wedding ceremonies, jewelry is used as a dowry. It has also been used for the purpose of trading or doing business.Pins, buckles or belts and handbags are not samples of jewelry but rather, they are called accessories used for a functional reason.Nowadays, jewelry is a part of every person purchased not only for the purpose of adorning oneself but it is a show or display of financial status and or achievement. Anything whether it is a dress, belt, scarf even shoes designed with jewelry adds more value to it.



Q: What is jewelry?

A: According to Google, the definition for jewelry is "Personal ornaments, such as necklaces, rings, or bracelets, which are typically made from or contain jewels and precious metal". There are many types of jewelry out there. It ranges from costume jewelry that you could wear on Halloween to fine expensive diamond pieces for special occasions.Jewelry can be made of plastic, gold, silver, metal, platinum, gems, diamonds, rocks, etc. The price of jewelry also varies depending on what kind of jewelry you want. Toy jewelry is essentially inexpensive and can be purchased at dollar stores, costume stores, or chain stores. While costume (toy) jewelry is inexpensive, diamond fine jewelry can be costly. It can be purchased at local vendors in malls, or online on websites like Affordable Luxuries. The price of jewelry depends on the price of the materials used to make one piece, therefore the price. Jewelry can be worn by women, men, and children. It is mostly popular amongst women, who use it to accessorize their outfit, but men also wear it in forms of necklaces, tie pins or rings. Please contact us at Affordable Luxuries to purchase and design your new jewelry.

Q: Which is correct “Jewelry or Jewellery?

A:  Jewelry vs. jewellery

For the noun referring to articles, especially of gold, silver, or precious stones, used for personal adornment, jewelry is the preferred spelling in American English. Jewellery is preferred in varieties of English from outside North America. Both spellings appear in Canadian English, but jewelry prevails by a two-to-one margin.The spelling difference extends to jeweler (American English) and jeweller (British and Australian English), as well as to other derivatives such as jeweled–jewelled and jewelingjewelling. But jewel (not jewell) is the standard spelling in all varieties of English.

Q: Does the bite test work to tell if gold jewelry is real?

A: In theory, real gold will show indents from your teeth; deeper markings indicate purer gold. This is actually not a recommended test, as you can damage your teeth. Not to mention that lead is even softer than gold and gold-plated lead will appear to be gold when you bite it.

Q: How do I clean my silver jewelry?

A: Clean your silver jewelry often, and clean it promptly after use. Silver jewelry that is frequently used rarely has tarnish problems. When tarnish is not yet present, or when it's just beginning to develop, simply wash your silver jewelry in warm (not hot) water with a gentle, phosphate-free detergent.

Wash separately. It's a good idea to wash silver separately from your other dishes because metal sinks and utensils can scratch silver jewelry, and stainless steel can damage the finish if it comes into contact with your silver jewelry.

Avoid using rubber gloves when washing silver, as rubber corrodes silver jewelry.

Use a soft cloth to gently rub the silver clean, and dry promptly with a soft towel.

Gently buff the shine into dull silver jewelry with a soft cotton cloth.

Use toothpaste to polish silver jewelry. Select a plain white toothpaste without the special whitening options. Take a soft, dampened cloth or a damp sponge and put some toothpaste on it. Gently rub over the silver jewelry in straight, back-and-forth motions. Alternatively, you can wet the silver piece and gently apply toothpaste directly to the surface which you can then wet again and proceed to polish. In any case, be very gentle, and if you notice scratching at any point, stop and rinse the toothpaste off. As the cloth or sponge becomes dark with tarnish, add more toothpaste to a clean part of the dampened cloth/sponge and continue gently polishing. Rinse thoroughly with warm water and dry with a soft towel.

Q: Do I need to get insurance to protect my jewelry from theft?

A: You might be surprised to learn that your homeowner's or renter's insurance policy probably does not offer full coverage for your engagement ring and other fine jewelry. Your insurance policy probably covers jewelry theft, but not loss that occurs for other reasons.

Typical Insurance Policies

Renter's and homeowner's insurance policies set limits for the loss of certain categories of personal property, including jewelry. Homeowner's policies typically pay a maximum of $1,000 for jewelry theft. A renter's insurance policy might have a lower limit for jewelry loss--$500 is common. Does your insurance policy cover jewelry loss for reasons other than theft--such as for lost or damaged items? Read your policy carefully and ask your insurance agent to clarify the types of losses that are covered on your standard policy.

Q: What are Jewelry appraisals and lab certificates?

A: Jewelry appraisals and lab certificates are two important reports that provide details about your gemstones and fine jewelry, but they do not serve the same purpose.

Lab Certificates and Grading Reports

A lab certificate or grading report documents information about an unmounted gemstone. Grading reports differ for diamonds and colored gems, but documentation for each type includes specifics about carat weight and dimensions, color and clarity grades, and items relating to the gemstone's cut and shape.

Think of a grading report as kind of a road-map of the gemstone -- the map will not change unless the gem undergoes alterations or an error was made during evaluation.

What is an appraisal?

A jewelry appraisal can be ordered for any item of jewelry, no matter what its composition. Gemstones can be either mounted or unmounted -- the jewelry being appraised needn't contain gemstones. Jewelry appraisals put a dollar value on the jewelry being appraised, and are often performed for insurance purposes. An appraisal might also be necessary to settle an estate or a to divide property during divorce. Or you might just want to verify an item's true market value before you commit to a purchase. Market values change, so most professionals recommend you have fine jewelry appraised every two years. Ask your insurance agent for a recommendation. If you use the same appraiser, it is often possible to receive an update, which is usually less costly than a brand new appraisal.

Q: What are the four C’s to selecting a diamond?

A:  color, clearity, cut, and carat…

View this video to see the four C’s to selecting a diamond…

Q: Why does platinum cost more to size than white gold?

A: The platinum in most rings is 95% pure platinum vs. 58% pure gold for 14kt white gold. This means that the metal costs are higher for platinum work. Platinum is a completely different metal than gold. Gold is actually an easier metal to work with than platinum. Platinum has a higher melting point than gold and requires a separate set of tools. Among other things required for working platinum is a tank of different, hotter burning gas, used for soldering. Then there are separate tools that can not be shared with any other metal. Just like tomatoes, which prefer to grow in soil they’ve already grown in, platinum will discolor if you dare to use tools on it that have been used to work gold.

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Q: Why does white gold cost more to size than yellow gold?

A: White gold started its life as a yellowy, orangy metal and needed white metal alloys to create the white gold color. It’s not quite truly a white metal. The final process of making new white gold jewelry is to rhodium plate the piece of jewelry.  This gives your ring a very white and shiny finish.The extra cost in repairing white gold rings comes from the rhodium plating done after the sizing work. It is necessary, and it’s a step that any fine jeweler includes when sizing or repairing your white gold jewelry

Q: What is “vermeil”?

A: The word "vermeil" is a French word which came into use in the English language in the 19th century. Vermeil is a combination of sterling silver, gold, and other precious metals, commonly used as a component in jewelry. Usually, vermeil jewelry is a sterling silver item coated with 14 carat (58%) gold. To be considered vermeil, the gold must be at least 10 carat (42%) and be at least 2.5 micrometers in thickness. Gold vermeil is considered the finest of all gold-plated jewelry.

Q: What is YellOra™?

A: YellOra™ is a new precious metal blend of 25% pure 24K gold, 21% silver and 2% palladium. YellOra™ offers the pure yellow color of traditional gold throughout the metal - it's not a coating or plating. YellOra™ provides the durability offered by real gold at a far more affordable price. YellOra™ jewelry requires no special care; simply use the same commercial cleaner you would use for your regular gold jewelry. YellOra™ jewelry can be re-sized or repaired at any reputable jeweler.

Q: How can you tell what gemstone is real, lab grown or man made?

Lab gems, also called synthetic gems, are human-made versions of the gems that are formed naturally in the earth. In most cases, these are created to essentially appear to be the same as gems that are harvested from the earth. Ruby, garnet, and emerald are some of the gems that one finds synthetically made. Often enough, these gems can be far less expensive than mined gems, as the cost of creation is far less than the cost of mining.
Still, there is a big enough difference between natural and lab gems for it to be detected by the discerning eye.














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